Restricted License Insurance Coverage

Compare IID restricted license insurance requirements and SR-22 filing across 21 states. Find carriers that cover California IID Restricted Licenses, Illinois BAIID permits, Michigan restricted programs, and New York Restricted Use Licenses with full state-specific procedural guidance.

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Non-Standard Auto · SR-22 · Senior · Teen Drivers

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Enter your ZIP code and tell us about your suspension type

Get matched with carriers who write policies for suspended license drivers in your state

Choose your coverage and your insurer files any required SR-22 directly with your state DMV

Recent Articles

Stressed elderly driver with hand on face during police traffic stop at night with flashing lights visible

7/13/2026

Illinois Restricted Driving Permit Guide

Illinois RDP requires a formal hearing before the Secretary of State. BAIID must be installed before your hearing. Application fee: $8. Apply today.

Driver covering face during police traffic stop at sunset with emergency lights in background

7/13/2026

South Dakota Required Car Insurance

South Dakota requires 25/50/25 liability and uninsured motorist coverage. DUI and most suspensions add SR-22 filing for 3 years.

Dark blue sports car front with illuminated headlight in heavy rain at night

7/13/2026

SR-22 Cost in Louisiana

Louisiana SR-22 filing costs $15-$50 one-time plus 3 years of elevated premiums. Compare non-standard carriers and ignition interlock requirements today.

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Coverage Options

Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.

IID Restricted License Coverage

Insurance for drivers with ignition interlock device requirements under restricted license programs. IID installation runs $75-$150, with monthly monitoring fees of $60-$100 in most states.

SR-22 for Restricted License

SR-22 filing is required for 3 years post-DUI in most restricted-terminology states, longer in some jurisdictions. Filing fee is typically $25-$50, separate from premium increases.

California IID Restricted License

California offers a 12-month IID Restricted License that the DMV can issue administratively after a DUI without a court hearing. Among the most accessible restricted programs in the country.

Illinois BAIID Coverage

Illinois requires a formal hearing before the Secretary of State for Restricted Driving Permits. BAIID monitoring program is more onerous than standard IID requirements in other states.

Michigan Restricted License

Michigan requires a hearing before the Driver Assessment and Appeal Division (DAAD) post-revocation. Restricted license issuance follows a longer procedural path than administrative states.

Non-Owner SR-22

Non-owner SR-22 policies provide liability coverage without a registered vehicle. Used by restricted license holders who don't own a car but need proof of financial responsibility.

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